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If done correctly a family loan can be a win/win situation. For example a personal loan is what 13%? And a standard deposit account is around 2%? (Just throwing these figures out but it's give or take a small amount). So if you had a family member with 5k sitting in the bank at 2% then why...

Congrats on your first purchase! I would have also said a loan from family but personally I would avoid going down the road of father in law needing to release equity which all seems a bit messy for this. Honestly as far as first home kitchens go that is actually nice! Yes the tall cupboard...