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  1. albanga

    Name on title for serviceability?

    Thanks Terry! I am officially signed up for the newsletter, looking forward to the reads.
  2. albanga

    Name on title for serviceability?

    Hey Terry, What about the cons with this set-up apart from the obvious negative gearing where it is beneficial the title is in the name of the highest earner?
  3. albanga

    Name on title for serviceability?

    Hey Rolf, Could you eloborate on 2? Are you saying you would need to pay CGT on the transfer to the spouse? If so would they also need to pay CGT when sold? Or is it valued on transfer and that is the base? If so I sm guessing you would do this before a big CG event such as your about to...
  4. albanga

    Name on title for serviceability?

    If the property is an IP is it also a benefit when the property is sold for the purpose of CGT? For example if I am on 100k a year and the wife on 0k and the IP is sold for say a gain of 50k then the CGT would be less? Or for say a negatively geared property could you have the IP in your name...
  5. albanga

    Name on title for serviceability?

    Hey Brokers, Do you have to be on the title for a property (forgetting trust/company structures for now) to add to the serviceability? An example may be better. You want to buy a property with your wife but want the property in her name. Your wife however does not work so is unable to prove...
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