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No worries Redom thanks for getting back to me eventually. The lease is pre tax so would have an affect on my serviceability. I understand the equity option but more keen to use the equity to invest. I don't plan on making much change until the lease expires so when it does I'll pay it out and...

Hey Redom, How about a novated lease? I currently have one set to expire in October and will then need to decide if I get another one or instead just purchase a car under a loan. Regardless the next car I purchase will be around the 20k mark. How do lenders look differently at novated...

This may sound odd but a question for the brokers on here. Do you deal much with other mortgage brokers as clients? The reason I ask is because standard lending and investment lending seem to be worlds apart. I imagine a large number of brokers would not be very proficient in investment...

This IMO should be everyone's outlook on this. If you had a massive deposit and purchased a single property at 40% LVR then ofcourse it is going to be highly CF+. Not much investing sophistication required to do this. If however you purchased 3 IP's instead at the same value each at 80% LVR...