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Wow I'm impressed, seems like you have been in the game for a long time and worked through a lot of developments. I think your knowledge and experience reinforces why you are in a great position and why I (along with probably everyone else) would recommend you keep doing what you are doing...

Firstly congrats! Paying off your PPOR at age 34 is an outstanding effort. Could I ask where you build in melbourne? You said north west which is where I am from (Niddrie). As everyone else ha said, stick to what you know, it is clearly working and you have a skill set that you can greatly...