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Numbers I believe are going to look something like: Current Loan = 280k Purchase = 260k (520/2) Closing Costs = 10k Total Loan Amount = 550k I will then have around 130k in my offset so 420k total loan amount. So LVR on that is just above 80.76% (I am sure I can scrounge to 80%). So...

hmmm this conversation gets me thinking to my own scenario. My property is owned 50/50 with my brother but I am going to buy him out for at this stage an agreed 460k but market value I am very confident to be about 520k. So it is likely the best thing to do would be to pay market value and...

Hey Brady, What about the exit costs though if moving to a different lender. Immediately after settlement I imagine they would be quite high (also if you paid LMI this would not be an option).