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Yeah ANZ has a great policy in my current situation.

What is the best rate you would expect with ANZ at 80% LVR on a variable $500,000 loan?

So does that mean if the ANZ valuer had instead been called out by CBA then her valuation would have been lower? I guess the quesrion I am trying to determine is are the valuers instructed to be more conservative by the different lenders? Redom to be fair I think the ANZ is not too bad. I...

Rolf if most lenders use the same valuers then what is the reason a value cannot be Used by another lender? Example - I just had 2 valuers, CBA and ANZ. ANZ came in at 630 and CBA at 610. NOw as you said it's likely they are from valex or vms so really the values could simply have been the...