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Again seek specific tax advice but you mentioned using an investment loan to pay expenses and recieve payments? There is another thread on this but others use a LOC instead to pay all expenses including the interest on IP. Rental payments recieved are then paid into non deductible debt (PPOR)...

Other things to consider is paying LMI, sounds like you want to build a large portfolio so you really need to leverage this. Also speak specific taxation advice but i think you may be able to structure this better.