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No doubt but hence why I said "long time". Also given the current economic climate I have only ever heard about more cuts and potentially more again after that. Not a single thing I have read suggests rates will rise.

I'll say it once and I'll say it again, don't think I've ever heard someone in a long time FINANCIALLY better off fixing rates. Now I'm sure someone will say they have, but the percentage of them versus those that have been worse of would be tiny. I know the whole other debate about...