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  1. albanga

    Low Doc Loans and Investing

    Thanks so much for all the detailed responses, sounds like there are a heap of considerations for low doc loans outside of the lending I had not considered. Peter without going into great detail you talked about buying in trusts which I understand a fair few of the benefits but how do they...
  2. albanga

    Low Doc Loans and Investing

    Thanks Peter and Terry for clarifying the requirements of a low doc loan. Looking back over my example though, say a person did qualify for a low doc, had no PPOR to draw equity from but had a 40% deposit to buy an IP. Given the loss of deductibility would it in most cases be best to wait...
  3. albanga

    Low Doc Loans and Investing

    Hey Terry, Like I metioned this is just a hypothetical so details not specific. My mind just wanders from time to time. But for this scenario could we say that I pay myself a wage and have 4 months of payslips?
  4. albanga

    Low Doc Loans and Investing

    I have a scenario I have been thinking about and keen to explore what others think (purely an exercise, not a real life scenario): I have no PPOR but have 350k saved in the bank. I started my own business 4 months ago which is performing well. I am keen to buy an IP but will only qualify...
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