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Hey Brady, I understand the principal but if it is paid into the NEW offset for the NEW loan then there should not be any difference (except for the fact it is easier to mix it with non deductible debt if it comes with an ATM card).

Hey Jamie, Why did you advise for the equity funds to be placed back into the loan and redrawn as opposed to just left in the offset attached to that loan? I would have thought given they are already borrowed funds and so long as they are used for investment only then the full deductibility...