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For IP related items, there's landlords insurance which includes public liability. Getting frivolous lawsuits by a work colleague is improbable, since if anything occured in a work context, it's more likely that your employer will be sued. Yes, and here is where you're assessing probability...

I'm sure you don't want to be hit by a truck either, but you still cross the road. Possibility is not the same as probability.

Tyla, why do you think you need that level of asset protection?