Search results

Not to be pedantic but if you had NET cashflow you would have savings. You don't. So you're spending all the money you make. You may think those items you listed (education, dental, etc) are 'one-off' items, but experience tells me if you are used to spending everything, those 'off-off' items...

I'm more concerned about your cashflow, to be honest. Why don't you have any savings if you're earning good money and you say you have enough to make up the shortfall? Have you really mapped out your budget or do you just assume you can based on your income? Alex