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    On the road to my first PPOR :)

    Splitting the loan between fixed and variable gives you a fixed portion and peace of mind from that. That makes sense. Fixed or variable has no direct benefit with regards to renting it out. That's why I asked your reasoning behind the split loan. If you're saying you want the peace of mind...
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    On the road to my first PPOR :)

    I don't understand that bit about the split loan. An offset will definitely be good if you plan to rent it out eventually, but what how do you think a split loan will help you? Alex
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    On the road to my first PPOR :)

    If you're living in it yourself, that doesn't matter as much. How do you expect to benefit from a split loan? If it's a PPOR and you can still save, I suggest looking into an offset. If I'm reading this right they're fully-securitised lenders? Be aware that their rates might not always be...
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