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    I have 20k cash, still cant buy anything?

    OK, then it seems to be just a matter of serviceability and finding the loan. Have a look at how much your income is, and how much money you can afford to pay into the mortgage given your current living expenses. Do have a think about how it'll affect your future borrowing capacity and...
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    I have 20k cash, still cant buy anything?

    Unfortunately, it doesn't mean they can afford it. Alex
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    I have 20k cash, still cant buy anything?

    OneDay, what you can buy is limited to what you can borrow and have saved up. If you want a house NOW, you probably can't afford to buy a property for $260k. That's just the reality. I understand that you want a house, but that might not be within your means at this point. Also, note I didn't...
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    I have 20k cash, still cant buy anything?

    Solution: buy cheaper. Do you need a house right now? How about a unit for about $200k? If you need a house, go further west. There are 200k houses in Sydney. Alex
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