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Too many variables. Rent increases, interest rate changes, etc can all affect your cashflow. The lending environment affects how willing banks are to lend to you. There is no general rule to this. Given the same capital growth, +ve cashflow is better than -ve cashflow. However, -ve cashflow...

Borrowing above 80% LVR in most cases involves lenders mortgage insurance, which can be expensive. In many (most) periods, borrowing 100% LVR just isn't possible. This is especially as your portfolio gets bigger. In effect, there is no difference between using existing equity as deposits...