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I understand why they ask the questions that they do. That doesn't mean they're the right questions. More knowledge on the basics like negative gearing and cashflow, offset accounts, IO etc would be much more useful than 'so how do I live off the portfolio after I have 10 properties'?

Then I suggest you read a few books and learn the basics. You're just asking random questions at the moment, but because you don't have enough knowledge, the answers are just slipping through the cracks in your head. It's not going to help you to speak to a person with 10 or 20 or 30 IPs or...

CJP, do you actually own any property? Or have before?

Aren't you confusing gross value and equity?