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    Crown lending "Who are they"

    In case you haven't read the rest of the posts: you could get the same benefit, AND have the option of switching from PPOR to IP in the future, if you just get a loan with a proper offset account. There is nothing these guys are advocating that you can't replicate with a decent savings plan...
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    Crown lending "Who are they"

    The redraws, presumably, will be for living expenses. If you ever want to buy another PPOR and keep the existing PPOR as an IP, none of the redraws are deductible. Whereas if you had a full offset, the entire original PPOR loan amount would be deductible. Seriously, if you don't understand...
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    Crown lending "Who are they"

    Ask him what he thinks of buying IPs first before the PPOR.
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    Crown lending "Who are they"

    I'm more worried about the 'redraw' thing. Payments into a loan will be paying off part of the loan, and redraw will be new borrowings. Deductibility doesn't matter for a PPOR, but it'll mess you up if you ever want to buy another PPOR and use this one as an IP. If you didn't think about...
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