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    Why would it be easy to find your bank statements?
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    I don't get this. You deliberately pulled your parents in as guarantor to get the 105% loan, even though you already have the 20% savings?
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    You should trust your gut more on purchases, but take advice on the buying PROCESS from more experienced people. e.g. if a more experienced investor says 'stay away from this area', they might not be right and you might be better off trusting your gut. However, if a more experienced investor...
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    You can make an offer, the agent calls you back, bit of to-ing and fro-ing, and you have an agreement at the end of the day. It's a good idea to speak to the lawyer first and confirm how much they charge to review contracts, say, and what information they require. Also a good idea to know...
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    Face time isn't necessary. You just have to make sure the mortgage broker understands the process for the state you want to buy in. Each state has a different buying process. Experienced brokers will handle purchases for multiple states. I noticed, Compleks, that you did not specify which...
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