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Thing is, none of that helps you move forward. Better to think about what you can do than to dwell on the past. Sympathy will make you feel better but it doesn't put any money in your pocket. And that helps you financially how? You also 'think' you'll struggle to pay $530 a week. Maybe...

And those credit card debts and other loans came from what, exactly? Repaying debt is a responsibility, not some noble calling. More than the average person. People on less than average incomes have done well. Look, you haven't managed your finances well in the past. You might actually have...