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    What is the average time between joining the forum and buying an IP?

    If the original cash was after tax cash, then it's much better to have it in offsets rather than as redraw / LOC. After tax offset cash can be used for private purposes without messing up the deductibility of interest. Also, as we've seen in other threads, LOCs can be closed at the discretion...
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    What is the average time between joining the forum and buying an IP?

    Because the closer the peak you are, the more 'sure' it seems that you'll make money. The closer to the trough, the more 'sure' it seems you're going to lose more money. If people are looking for 'sure' things, that's the exact trap they're going to step into. It's not just about having...
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