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Thanks for that, and I'm glad as well. Question. With this offset account etc for another IP, I already have one for the PPoR, and this is where I save to pay for the renovations etc. I don't see any advantage for my getting the next IP loan with an offset account given that the PPoR is...

For what it’s worth. I have 3 IP’s with P & I loans, and 1 IP (newest) with a IO loan that has a fixed rate of 3 years. Grabbed the latest when rates were at there lowest. :) I believe it is a good thing to own the IP’s, sure, I pay a little more and could easily make better use of the money I...