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Why not just request what is fair and reasonable based on how much money you invested into the house?

why then are you thinking of taking on a mortgage? whats the point? if you both want it sold, sell it and move on.

She has been paying 100% of the costs right? You contributed "very little" right? You expect that you are due for 50% of the rent and 50% of the increase in value? If I was your ex I would be saying "I would be a piggy on a spit roast in hell, before I would pay him 50% of the rent and...