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  1. angel0death

    Difference between CBA's Offset Loan (MISA) and Line of Credit

    Hi Rolf. I'm wanting to refinance my current PPOR, which I will rent out soon (to become IP). The loan is secured to the property. Back to your question "do you have a non ded debt left". That's a good point. There is currently some non deductible debt in my current loan since it's an PPOR...
  2. angel0death

    Difference between CBA's Offset Loan (MISA) and Line of Credit

    Hi. I want to refinance my IP, and was approved for CBA's Line of Credit. However, reading some of the posts in this forum, there's always mention to have an offset account instead because Tax declarations will be much cleaner. CBA has the MISA product which is basically an offset account...
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