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Interesting! I didn't know about the super thing you mentioned PT. I need to digest what you've said and understand it tho Thanks for the enlightenment and offer of the planners.

Pardon the delayed reply BayView and thanks for re-affirming the thought - "don't touch with a barge-pole!" I'm not that familiar with shares and will have to look into it further. What's considered a "high yield dividend"?

@Tess85 I still have faith in humanity :) I gave Mum an email to shoot off to the consultant to reconfirm the cancellation. @Sheryn Thanks for the encouraging push - about to PM :)

Thank you for your generous offer Dazz PM riding the electrons your way A

Thank you everyone for your replies. I really appreciate it. @Gools I'm definitely going to read up on Off-The-Plan pros cons @Sheryn The consultant has email replied to my Mum and suggested that they meet up for a quick chat (I'm guessing that the consultant doesn't want to lose a fish off...

Pardon my newbieness Bene313, out of genuine non-understanding, I don't get your 2 questions and how it relates... PPOR house is around $400k...and saving from what per annum?

Thanks Bene313 That was my concern - I don't want mum to be still looking for cash to pay off an IP ongoing every week. She's basically got 10 years of working income. Hence my question, what are some strategies to pursue? Find an slightly negative geared property which will, hopefully...

Thanks for the advice and links Marg Mum has emailed the consultant to cancel the reservation and surprise...she hasn't heard back yet. The buggers better not charge her credit card. I like your steps of sitting down with financier and working out how much she can and prepared to fund...

Howdy folks I've been tossing and turning for the past few days over an issue running through my head and thought I'd lay it down in the open and see what you experienced folks would or have already done... Here's the situation: Have always wanted to help Mum setup (retirement age in 10...