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Rob, Thanks for the answer - yes "Cashbonds" was what I was thinking about, so now I'll just have to find out where I can get these and the rules associated with them. Andrew.

G'day all, I'm trying to refinance and unfortunately I'm coming up short in the serviceability department by about $500/month. I have heard (somewhere) there is a strategy used by investors where you give an amount to the government, and they give you the money back in installments and...