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Hi PT_Bear. I might have to disagree with that because competence comes under duty of care. Although I understand what you mean.... despite the duty of care that professionals have NOT all of them are truly competent. I work in the accounting field so take my duty of care very seriously...

Thanks Rolf. I agree with your statements. Cross Coll has caused a problem. Unfortunately, if the issue of cross-coll and selling a property are not explained by the broker, the lender or the loan contract, then how is a person to even know that a problem exists. This forum is great for...

No, they are worth more. The LVR is being increased only by 6% and still remains under 80%

I am going through an appalling situation with my current lender. We have a loan set up in 2010 which is for three investment properties. They are cross-collateralised (not the best, I know... but that's another story). 2 months ago I contacted my lender to advise we had a buyer for one of...