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pp alone is valued at $320,000 (realestate valuation).the vacant land is valued at $120,000 .the $350.000 was the valuers price about 3 years ago for the bank

vacant block is stand alone already with water,temporary power pole on lot ,energex would only connect it because it was a seperate rateable property ,reason for selling is i want to be debt free when i build the new home , i had thought about refinancing all the properties to raise the funds...

advice needed ,i have a ppor on a block of land i also own the block of land beside me ,these are on seperate titles but i have amalgamated both for rates reduction ,i also have 2 investment properties one i owe $142,000 (rental is $270 per week) and is valued at $265,000 the other i owe...