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    Only renewing landlord's insurance (apartment) near end of contract

    I am interested in accidental damage. Can;'t believe my insurance doesn't pay for it. My tenant accidentally damaged a small portion of the lounge carpet (dropped a roast pork on it!) and the insurance said they'd pay if it was malicious damage or if I had damaged it but not the tenant...
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    Only renewing landlord's insurance (apartment) near end of contract

    Actually I don't' think banks will loan you money for an IP unless you have LL insurance - well mine won't anyway.
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