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Thanks for the replies everyone :) I ended up going with an all-in-one package loan (credit card, loan, offset etc) so that I have access to an offset account. I pulled my deposit back to 20% and am now going to put the rest into the offset account for future apartment purchases. I intend on...

Wow, thanks for all the quick replies. Much appreciated! I'm actually going in to sign my mortgage documents in a couple of days. I'm guessing it would be too late to reconsider my current (somewhat lacking) 'strategy'. Giving that I'm 4 weeks from settlement, and am currently going for the...

Hi all I'm still new to this game and I would greatly appreciate any advice you great people can offer me :) I'm about 4 weeks away from settlement but I'm still a little confused as to how best to pay off this purchase. To summarise (figures are rough); I have put down $150k as a deposit...