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Sorry I meant putting the money in the offset attached to the CBA I/O loan. Does that make a difference? He has been ranked top mortgage broker etc breaking $500m FUM, and won numerous other industry accolades. Spent 20 years at a Big 4 and set up their investment lending division before...

Thanks for the replies. The guy is a broker, not working for a specific bank. What he is suggesting makes me think "walk away". In the eyes of fellow SS'ers, have I got the right structure?

Hi all, long time lurker, first time poster. I've certainly learned a lot from the many contributors, so big thanks to all. I have a PPOR, and 2 IPs which I set up as follows based on advice from a recommended property accountant: Loan 1: - CBA I/O - secured against PPoR (all funds to be...