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OK I found the article and it doesn't really apply to repaying those non investment purchases from your LOC, it mentions ruling 93/6 paragraph 17. I haven't looked at it but I think it probably applies to your first instance where you used the funds for non income producing assets rather than...

A colleague mentioned this very thing to me this morning ie no seperation allowed. Apparently there was an article about this in the courier mail on either Saturday or Sunday. Can't find it on there website, I'll have a look at the papers when I get home this evening and see what it says. ab