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Hiya Les, A few simple calculations which should not even have been too difficult for the reporter (!) go like this: Based on their information The loan figure is $93k, we can guess at the usual wrap term of 25yr, and their stated 2% markup. Assume Yuch's loan is at 7% (the ave) and do the...

Hiya Jane. Good idea... but... Both sourced HAD the story directly from "the horses mouth", Yuch HAD spoken with a 'representative' from he who must not be named, and they had offerred some sort of assistance to her wrappees. This assistance was not forthcoming, instead, the bilious...

Peter, Point taken, however, Dark Thoughts is Michael's company, not Yuch's, and in fact has nothing to do with Wrapping. It was set up for something entirely differrent. Anyone who know's MG's slight bent toward Star Wars movies would understand where it came from... I must say, in all of...

Great response Yuchie... The only thing you forgot to mention was just how MANY payments these wrappees missed, oh, and how many of the missed payments were prior to the wife's unfortunate diagnoses, establishing a pattern of non-payment prior to her illness (not the one missed payment DUE TO...