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Unfortunately, Lotana, in this case, even if you had seen these problems you would have still had to settle. The carpet and rising damp were, in all likelyhood there when you signed for the property, and therefore you purchased it in that condition. The garden, on the other hand, is...

Lissy! You can refuse to settle unless they allow you to inspect! Please note this: This means that the Vendor MUST allow you access to inspect the comdition of the property within the 7 days preceeding the settlement. If they don't threaten not to settle. Technically, you are...