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It's a noble plan :) The only thing I would say is you have to figure out how the inability to use that serviceability or funding will affect you in the future, as compared to the expected capital growth of the land. You may be able to agist it to someone, although that area is probably...

What are you going to do with it YI? Land doesn't bring you an income. You can't (easilly) tenant land. Are you planning to buy it then build? Are you going to hold it and hope it appreciates? Can you afford the repayments or the idle funds? more info please :) asy :D