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I knew I could count on you to come back with a quick reply, Prop! :D 12 months ago was indeed a great time to buy - so glad we bought our PPOR then. It seems that prices have risen massively since then though! Which makes me a bit grumpy, but oh well, you win some, you lose some. Because RE...

I'm sure you've heard of the phrase "buying low, selling high". I've recently noticed that a few apartments are selling for around their 2002-2003 price. Makes me feel a bit sorry for their owners because they didn't see any capital gain for 6-7 years, I guess they obviously "bought high"...