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Doesn't what you say conflict with what Jamie M says :

Peter, thanks for replying. I see your point. Marty, gee, I did :) sorry, I did not understand this. My current purchase is a PPOR. This is my first property. I do not see the point of building up equity and drawing a LOC whose interest rate is greater than my home loans interest rate...

Thank you for replying. @Peter, What is not right about the question ? I am not particularly attached to CUA. They were the only lender providing a 3 year fixed with a 100% offset when I was researching about them back in Aug/Oct last year. I think CUA will be out of the question as their...

At the moment, it is. This is one of the ways I can save up for my IP. Would you care to share your top criterion please ? I have no IPs at the moment and definitely plan to buy a few IPs next year on wards. I dont think my current broker has my best interests in mind. Laid a spread of...

Which bank is offering the lowest SVR rate with 90% LVR and I/O (loan ~$430k) ? My specific question : I have an unconditional loan from CUA fixed for 3 years at 4.84 I/O, with 100% offset. I am yet to settle on my PPOR and I am beginning to think fixed for 3 years is not a good idea. If I walk...