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Ok Terry. PPOR loan was 336K before we did anything. My girlfriend put 250K into that loan. When we are finished building our loans will be 243K for the PPOR, 270K for the IP plus 305K for the build. All are LOC but different accounts. Our cash sits in the PPOR account. I would be greatly...

xcoll strategy I just wanted to run our situation past you guys so I can fully understand the consequences of out Xcoll strategy. My girlfriend and I have joined forces to invest in property. I have a large income but I've used my lending power on my PPOR (only to 80% LVR so its not that...