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Hi Lizzie, I'm probably in the minority here but I always maintain a low or modest LVR when borrowing whatever the asset. I have lost count of the number of investors who I know are in trouble at the moment both in property and shares from taking on too much debt and/or experiencing cashflow...

Hi Lizzie, I'm sorry to hear you have copped another blow. Land tax is my most hated cost associated with property investing. But I have found a way to avoid it - I no longer invest in property. Nowadays its only quality dividend paying shares. Better income, no tenants, repairs...