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Thanks for the very quick reply fellas. It's good to hear that they'll likely reprice easily - will look into this and target the 4.6s per the consensus here. Also interesting to hear that they are a high serviceability lender. I wasn't aware of this and will certainly keep this in mind...

Hi All, Looking for your collective advice on my current situation and whether I am getting a good deal or whether I should move on from Homeside. It's been some time since I've revisited my loans: 1.4M total lend non-crossed LVR < 80% 100% offset accounts Paying $40/month in fees...