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But also remember 18% interest rates, very little and often no super contributions like there is now. No internet, no computers, No mobile phones. To invest in stock or property was not as easy as it is today. Bank Managers were hard and loans not that easy to get. Some huge stock market crashes...

I think you backed up what I was saying in your first sentence. You got off your butt and did something. I did say MANY not all of our current generation is lazy. Seems all the toys and gadgets/holidays are a higher priority than education.

Yes the poor little treasures!!!!!!! Us poor Older people actually had to go and get a part time job to get any further education and study as well!! No such transport systems like they have now, no computers or internet, you had to go to the library to see an encyclopaedia as most families...