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The best two days of a car, are the day you buy it, and the day you get rid of it.;)

Thanks Keith:) Only the Lady knows the circumstances, and I'm only guessing for an example but, the car may have been bought new by a husband who then died leaving her with no income or ability to borrow towards a house, either repayment wise, or the fact that it was nearly impossible for...

Where does it say the Lady made these choices?, sometimes choices are made for you and out of your control, and you have to do the best you can with the knowledge and ability you have.

I don't think there is enough information given from the Lady to make any sort of accurate assessment, or whether anyone has the right to make such assessment. A couple of things that happen to people that has a great impact on whether they can become financially independant, My mother in law...