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Not my bad experiences, I've seen enough of others to learn. You can learn by your own mistakes, or from others mistakes. After making some of my own I decided to learn from others mistakes. I don't attend seminars, a few many years ago was more than enough. merry xmas bbg2003

1# Investing rule I never rely on the advice from someone who earns a comission on the transaction he/she recommends 2# Investing rule I never rely on the advice from someone who earns a comission on the transaction he/she recommends especially if it's at a seminar