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Hey didn't take offense at all and understand your frustration. In structuring the correct loan I thought he did a pretty good job. Where he went wrong is offering 'other' advice. I think once we brokers go outside the finance area we can only make assumptions. You have joined the right forum...

Sorry you had a bad experience mate, but a couple of points. Essentially the broker has got your loan structure right, offering an offset account. Remember a broker cannot give tax advise, nor investment advise. He can point you to information or reports etc, but certainly not offer investment...