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Ah non disclosure of "liabilities" they would have also picked this up on your payslip. Hope it still serviced for you?

The banks are already doing this now its called credit scoring. One of my recent client's pay goes into a particular account, I got asked for the statement to boost credit scoring. Plenty of income, same government job 10 years 50% lend. Luckily no pokies or bottle shop withdrawals !