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referring back to my spreadsheet Honan is u/w by Chubb, at least they were when I researched back in September. The PDS was dated Nov 2010, maybe I got that info from it and they have changed in the mean time. Honan was a good bang for buck policy but did not cover what I wanted - see some of my...

It amazes me how people choose insurance based on price and don't read the PDS. Yes, it takes a lot of time to read over them all, and the only way to compare and make sure you have not missed anything is to compare on a spreadsheet. Some are easy to read (the general insurers) others like the...

Do people realise that when they talk about insurance through a bank that in most cases it will just be a re badged policy from one of the big insurers - possibly with a few tweaks. It is the insurance company who underwrites the policy and handles the claim - or can be underwritten on a shared...

My advice regarding insurance is to read the PDS carefully, then read it again ...carefully. One word or the order of words can make a BIG difference. I used to work in insurance and the biggest cause of problems is that customers buy a policy based on price and assume it covers them for what...