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I have mentioned this many times but it falls on deaf ears. A big gap which most overlook on their policies is cover for loss of rent as a result of damage to the property when there is no lease in place. Most people, including TS on Friday when I spoke to them, automatically say "why would you...

Honan gives good bang for your buck, but does not cover what I want, very few do. I was actually pointing out the deficiencies in Terri Sheers coverage to one of the mangers at the Property Expo yesterday, he disputed what I said. I have sent him all the relevant sections from his policy wording...