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IMO we are missing something from the equation: Time : Money : Health A person requires all three. Having an excess of Time and Money does not amount to much if a persons Health prevents them from enjoying that excess.

Steven Covey has been mentioned a couple of times. I like his bucket of rocks analogy. Covey talks about focusing on the "big rocks" (important aspects) in our lives. Deal with the big rocks first, and the pebbles (less important aspects) will always be found time for. The bucket should be...