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Wow, defined benefit. Must be one of the few remaining.

The government's not going to "steal" anyone's super. Although they may change the tax rates and thresholds. This applies fairly similarly to all entities - all entities are subject to goverment legislative changes respectively. Just look at trusts for example. Does the fact that the tax laws...

Yes there is often tax when passing on to beneficiaries down the line. However this can be minimised with planning.

Bugger-all might be in super now, but down the track (preservation age) that is where you will want it. - Bullet proof asset protection - Tax free earnings Sounds too good to be true.