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This is almost a topic unto itself, but I guess the problem with that strategy is how to access the wealth in your PPOR at retirement. There are various ways all with its pros and cons. (1) Sell the PPOR, downgrade and live off the released equity (big emotional price of selling your home) (2)...

I am actually doing what you are proposing now ... negative gearing helps me to afford the house or else I wouldn't be able to .. i know its risky but at least i can own a PPOR in a really nice suburb ... plan to move into it in 5 yrs time .. in the meantime, i put aside all the $$ i save from...