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Thanks for the quick reply. Okay the first part makes sense - don't do it. What I don't understand is the LOC side of it. Would it be better to get the LOC now whilst refinancing or should I wait until I am ready to use the equity (in which case the property should have gained value and more...

Hi, This has probably been covered but am after some advice/information. Am currently refinancing my investment property and as a result have access to approx $50k in equity. In refinancing, my broker has suggested taking the $50k in cash and parking it in an offset account attached to...